SKU: 80750232984

Umber and Gold Dangle Charm with Warm-toned Crystal Dangle and Filigree Leaf Charm with Rose Gold, Gold or Silver Toned Hardware

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Description

Umber and Gold Dangle Charm with Warm-toned Crystal Dangle and Filigree Leaf Charm with Rose Gold, Gold or Silver Toned HardwareThis planner charm is designed to coordinate with the October 2021 "Umber and Gold" planner kit. It is created with a mix of Czech Glass and Chinese Crystals in a mix of light peach, amber, goldenrod, yellow and brown crystals. It is has a pretty filigree leaf charm at the top and is available in three different metal colors: rose gold, gold and silver. Available in two styles: The ring bound style has an extra bit of chain to make the charm drape

This planner charm is designed to coordinate with the October 2021 "Umber and Gold" planner kit. It is created with a mix of Czech Glass and Chinese Crystals in a mix of light peach, amber, goldenrod, yellow and brown crystals. It is has a pretty filigree leaf charm at the top and is available in three different metal colors: rose gold, gold and silver.

Available in two styles:

The ring bound style has an extra bit of chain to make the charm drape over the spine of a ring bound planner and is usually about 1 1/2 inches longer than the TN option.
The travelers notebook style has the clasp right at the top of the charm.
See photos and refer to charm measurements below.

Charm Length: 4 1/4 to 4 1/2 inches
Total Traveler's Notebook Charm Length: 5 to 5 1/4 inches
Total Ring Bound Planner Charm Length: 6 1/2 - 6 3/4 inches
Because of the different chains used, the charm lengths vary a bit by color.

Charms shown on a personal and B6 sized planners.

This item will also work as a bag charm, a purse dangle or a notebook charm. If you would prefer a different top charm, a larger or smaller clasp, or need it to fit a different style planner or notebook, just let me know in the order notes or send me a message.

Shipping Notes
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Exchange/Return Notes
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  • Final sale items are not eligible for returns or exchanges.
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SKU: 80750232984

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4.5 ★★★★★
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D
Verified Purchase
Derick am owe I
Natrona Heights, US
★★★★★ 5
Underwriting Multifamily
Format: Kindle
This book deserve a five star rating. It uses practical examples easy to follow. This well written book easy to understand. I recommend this book to any real estate investor.
WAS THIS REVIEW HELPFUL?YesReportShare
Reviewed in the United States on December 20, 2024
N
Verified Purchase
Nathan Roberts
Bozeman, US
★★★★★ 5
Must Have Book for Investors or Sponsors/GPs wanting to Invest in Multifamily Properties!
Format: Paperback
If you understand the math and numbers associated with investing in real estate, this book will help you underwrite any multifamily property. Not only does Robert's book discuss how to gather the information needed for underwriting, he goes into detail on how sponsors can manipulate the numbers. This is a great book for knowledge on the pros and cons of varied partnership structures and how each can create an alignment of interest between limited partners (LPs) and general partners (GPs). Overall, this is a great easy read book.
WAS THIS REVIEW HELPFUL?YesReportShare
Reviewed in the United States on September 13, 2020
M
Verified Purchase
MF Student
Pawtucket, US
★★★★★ 4
Basic knowledge of underwriting is necessary to understand.
Format: Paperback
This is a great guide for underwriting multifamily deals for someone with some basic to moderate knowledge of underwriting. I am a new student to this field and have to stop and google some of the acronyms. For a future version, I think adding an extra page for the acronyms used, definition and equation would be helpful. I think that the font could be larger and darker. Adding mathematical formulas in the book would provide visualization as well. Rob can also provide a sample OM for the reader to use with his underwriting model and compare to his completed one. Again, I am a newbie so my review may change as I gain knowledge in this area. I enjoyed listening to Rob on Youtube/Podcast and hope to learn more from him.
WAS THIS REVIEW HELPFUL?YesReportShare
Reviewed in the United States on July 27, 2020
K
Verified Purchase
K. Okumura
West Palm Beach, US
★★★★★ 5
Easy to understand and well organized
Format: Paperback
Author makes complex concepts feel approachable and easy to comprehend. The content is sufficient to be an introductory course
WAS THIS REVIEW HELPFUL?YesReportShare
Reviewed in the United States on October 22, 2025
J
Verified Purchase
James Carlstedt
Omaha, US
★★★★★ 5
great read for underwriters of multifamily deals
Format: Kindle
Rob lays out a succinct and thorough summary of his underwriting process, questions industry standards while sharing his opinions, and discusses risk management and analyses for deals during the underwriting process. Highly recommend for newer and more seasoned underwriters and investors to build or sharpen multifamily underwriting fundamentals and details. He also shares his model as the example.
WAS THIS REVIEW HELPFUL?YesReportShare
Reviewed in the United States on September 27, 2023

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